Luiss stipulated several agreements with Italian banks to support eligible students obtain flexible and affordable loans, without collateral, to cover their study expenses.
You will find below a summary of the agreements stipulated with Luiss. Loans are subject to the evaluation of the student’s academic performance and must be approved by the lender or financial institution. Please follow the links or refer to the contact details below for the full terms and conditions.
The Offices are at your disposal for any queries you may have regarding the loan.
Email: frainaldi@luiss.it
Telephone: +39 06 8522 5406
Intesa Sanpaolo
PerTe Prestito con Lode is a loan designed to support students cover their university and post-graduate expenses.
| Type of financing | Credit |
| Maximum loan amount | Amount varies depending on the academic year - See table |
| Eligible students | Students must be resident in Italy and enrolled in Bachelor’s, Master’s, Doctoral (PhD) Degree, specialization programs or other study courses. |
| Maximum loan period |
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| Installment period | Every semester |
| Maximum installment per semester | Amount varies depending on the academic year - See table |
| Interest rate | Please contact the lender or financial institution for the loan agreement terms and conditions. |
| Loan Repayment | Loan repayment will vary according to the plan chosen by the student and must be extinguished within a maximum 15-year period. The student may choose to benefit from the 2-year grace period, during which interests will accumulate. |
| Eligibility Requirements | See table |
| How to Apply | https://www.permerito.it |
| Terms and conditions | https://www.permerito.it |
UniCredit S.p.A.
| Type of financing | Credit |
| Maximum loan amount | € 25,000 |
| Eligible students | Students must be resident in Italy and enrolled in Bachelor’s, Master’s, Doctoral (PhD) Degree, specialization programs or other study courses. |
| Maximum loan period | 5 years |
| Installment period | Annually |
| Maximum installment amount | Annual tuition fee per academic year |
| Interest rate | Please contact the lender or financial institution for the loan agreement terms and conditions. |
| Loan Repayment | The student may choose to benefit from an initial ‘grace period’ of a maximum duration of 24 months. During the ‘grace period’, the bank will not request repayment installments and interest will not accumulate. In any case, the ‘grace period’ and repayment plan must not exceed:
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| Eligibility Requirements to be Granted a Loan | Age of majority, resident in Italy, enrolled |
| Requirements for Loan Maintenance | Enrolled. Requirements will vary annually. |
| How to Apply | Submit the Application Form at the Luiss Services Office – Viale Romania, 32 |
| Terms and conditions | At any UniCredit branch |